Reimagining the
way you shop.

Reimagining the way you shop.

Automatic payment splitting

Buy it and forget about making payments. Your virtual Zilch card links to your current account and automatically takes 4 equal payments to clear your balance.

Never worry about
long term commitments

You never have to worry about debt or long term commitments. Your balance gets cleared in 6 weeks. Automatically.

Always zero with Zilch

We will never charge you any interest fees, late fees, early fees, hidden fees, ever.

Heads up!

We’re not the sort to take money out of your account without letting you know. We’ll always send you a little FYI.

Shop away, worry free

We won’t get technical, but basically, you’re safe.
You can expect all the security you’d get with any other Mastercard.

Shop anywhere

Shop away, if they take mastercard, you can zilch it.

Credit boost

As a bonus, we reward you for every payment you make.
That means as you use Zilch, we’ll build your credit profile.
We call it Credit+

Automatic payment splitting

Buy it and forget about making payments. Your virtual Zilch card links to your current account and automatically takes 4 equal payments to clear your balance.

Never worry about long term commitments

You never have to worry about debt or long term commitments. Your balance gets cleared in 6 weeks. Automatically.

Always zero with Zilch

We will never charge you any interest fees, late fees, early fees, hidden fees, ever.

Heads up!

We’re not the sort to take money out of your account without letting you know. We’ll always send you a little FYI.

Shop away, worry free

Shop away, worry free. We won’t get technical, but basically, you’re safe. You can expect all the security you’d get with any other Mastercard.

Shop anywhere

Shop Anywhere. If they take mastercard, you can Zilch it.

Credit boost

As a bonus, we reward you for every payment you make. That means as you use Zilch, we’ll build your credit profile. We call it Credit+